Interest rates. Legal and mortgage loan interest M

Interest rates. 2012-2016 Legal interest and mortgage loan
2012 2013 2014 2015 2016
Source: Banco de España.
(1) For taxation purposes.
(2) At one year.
(3) At more than 3 years.
(4) internal return in the secondary market between 2 and 6 years.
Legal interest rates
Legal interest 4.00 4.00 4.00 3.50 3.00
On arrears (1) 5.00 5.00 5.00 4.38 3.75
Mortgage loan
EURIBOR (2) 1.111 0.536 0.476 0.169 -0.034
Housing loans (3)
banks 3.282 : : : :
savings banks 3.613 : : : :
both 3.416 3.353 3.004 2.212 1.952
Public debt (4) 4.338 3.108 1.510 0.626 0.307

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