Interest rates (TEDR and TAE). Credits M

Interest rates (TEDR). 2012-2016 Credits
2012 2013 2014 2015 2016
Source: Banco de España.
TEDR: Narrowly defined effective rate.
IPSAL: Private non profit making institutions.
New operations
households and IPSAL
housing 2.81 2.99 2.56 1.98 1.91
consumptions 7.76 8.90 7.74 7.56 7.12
other purposes 5.81 5.58 4.64 3.77 3.62
non financial societies
fins a 250.000 euros 5.22 5.12 4.18 3.26 2.64
entre 250.000 i 1 milió d'euros 3.99 3.88 2.79 2.05 1.79
més d'un milió 2.72 2.73 1.99 1.96 1.60
Outstanding balance
households and IPSAL
housing 2.61 2.11 1.89 1.53 1.29
consumption and others 5.78 5.80 6.10 5.98 6.17
non financial societies 3.47 3.44 2.84 2.38 2.04
Interest rates (TAE). 2012-2016 Credits
2012 2013 2014 2015 2016
Source: Banco de España.
TAE: Equivalent annual rate.
IPSAL: Private non profit making institutions.
New operations
households and IPSAL
housing 2.93 3.16 2.64 2.31 2.19
consumptions 8.31 9.52 8.98 8.43 8.14
other purposes 6.23 5.92 4.91 4.28 4.26
non financial societies
fins a 250.000 euros 5.67 5.54 4.56 3.61 3.29
entre 250.000 i 1 milió d'euros 4.27 4.03 2.91 2.20 1.91
més d'un milió 3.00 2.83 2.09 2.07 1.63

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