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Interest rates. Legal interest and mortgage loan Catalonia
Legal interest rates Legal interest On arrears Mortgage loan EURIBOR Housing loans Banks Savings banks Both Public debt
2023 3.25 4.06 3.865 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 3.987 2.998
2022 3.00 3.75 1.088 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 2.058 0.833
2021 3.00 3.75 -0.491 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 1.503 -0.357
2020 3.00 3.75 -0.303 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 1.727 -0.164
2019 3.00 3.75 -0.215 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 1.935 -0.029
2018 3.00 3.75 -0.173 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 1.921 0.137
2017 3.00 3.75 -0.145 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 1.910 0.138
2016 3.00 3.75 -0.034 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 1.952 0.307
2015 3.50 4.38 0.169 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 2.212 0.626
2014 4.00 5.00 0.476 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 3.004 1.510
2013 4.00 5.00 0.536 .. Confidential data, low reliability or not available .. Confidential data, low reliability or not available 3.353 3.108
2012 4.00 5.00 1.111 3.282 3.613 3.416 4.338
2011 4.00 5.00 2.006 3.259 3.498 3.383 4.025
2010 4.00 5.00 1.350 2.508 2.972 2.770 2.660
2009 4.38 5.50 1.618 3.151 3.653 3.439 2.827
2008 5.50 7.00 4.813 5.780 5.921 5.857 4.059
2007 5.00 6.25 4.450 5.203 5.276 5.242 4.081
2006 4.00 5.00 3.436 4.117 4.222 4.173 3.349
2005 4.00 5.00 2.334 3.181 3.373 3.283 2.681
2004 3.75 4.75 2.270 3.270 3.440 3.360 3.100
2003 4.25 5.50 2.340 3.630 3.790 3.710 3.010
2002 4.25 5.50 3.490 4.690 4.900 4.800 4.170
2001 5.50 6.50 4.080 5.600 5.930 5.760 4.630
2000 4.25 5.50 4.780 5.710 5.820 5.760 5.020
Source: Banco de España.
Notes:
On arrears: Legal interest rate for late payment for tax purposes.
EURIBOR: At one year.
Housing loans: At more than 3 years.
Public debt : Internal return in the secondary market between 2 and 6 years.
(..) Confidential data, low reliability or not available.

Last update: March 27, 2024.

Methodological note

Definition of concepts

Interest rate
Percentage that a bank charges in compensation for a loan it has awarded.