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Interest rates. Legal and mortgage loan interest

Interest rates. 2015-2019 Legal interest and mortgage loan
2015 2016 2017 2018 2019
Legal interest rates
Legal interest 3.50 3.00 3.00 3.00 3.00
On arrears (1) 4.38 3.75 3.75 3.75 3.75
Mortgage loan
EURIBOR (2) 0.169 -0.034 -0.145 -0.173 -0.215
Housing loans (3)
banks : : : : :
savings banks : : : : :
both 2.212 1.952 1.910 1.921 1.935
Public debt (4) 0.626 0.307 0.138 0.137 -0.029
Source: Banco de España.
(1) For taxation purposes.
(2) At one year.
(3) At more than 3 years.
(4) internal return in the secondary market between 2 and 6 years.
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