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Interest rates. Legal and mortgage loan interest

Interest rates. 2014-2018 Legal interest and mortgage loan
2014 2015 2016 2017 2018
Legal interest rates
Legal interest 4.00 3.50 3.00 3.00 3.00
On arrears (1) 5.00 4.38 3.75 3.75 3.75
Mortgage loan
EURIBOR (2) 0.476 0.169 -0.034 -0.145 -0.173
Housing loans (3)
banks : : : : :
savings banks : : : : :
both 3.004 2.212 1.952 1.910 1.921
Public debt (4) 1.510 0.626 0.307 0.138 0.137
Source: Banco de España.
(1) For taxation purposes.
(2) At one year.
(3) At more than 3 years.
(4) internal return in the secondary market between 2 and 6 years.
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