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Interest rates (TEDR and TAE). Credits

Interest rates (TEDR). 2015-2019 Credits
2015 2016 2017 2018 2019
New operations
households and IPSAL
housing 1.98 1.91 1.83 1.99 1.69
consumptions 7.56 7.12 7.24 6.92 6.66
other purposes 3.77 3.62 3.36 3.27 3.04
non financial societies
fins a 250.000 euros 3.26 2.64 2.33 2.05 1.87
entre 250.000 i 1 milió d'euros 2.05 1.79 1.68 1.50 1.40
més d'un milió 1.96 1.60 1.51 1.53 1.23
Outstanding balance
households and IPSAL
housing 1.53 1.29 1.21 1.22 1.22
consumption and others 5.98 6.17 6.24 6.26 6.38
non financial societies 2.38 2.04 1.89 1.86 1.77
Source: Banco de España.
TEDR: Narrowly defined effective rate.
IPSAL: Private non profit making institutions.
Interest rates (TAE). 2015-2019 Credits
2015 2016 2017 2018 2019
New operations
households and IPSAL
housing 2.31 2.19 2.05 2.24 1.93
consumptions 8.43 8.14 8.30 8.31 7.91
other purposes 4.28 4.26 4.02 3.72 3.47
non financial societies
fins a 250.000 euros 3.61 3.29 2.93 2.67 2.58
entre 250.000 i 1 milió d'euros 2.20 1.91 1.79 1.70 1.55
més d'un milió 2.07 1.63 1.55 1.59 1.26
Source: Banco de España.
TAE: Equivalent annual rate.
IPSAL: Private non profit making institutions.
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