Interest rates (TEDR). Deposits
| Value | Variation (%) | |
|---|---|---|
| Households and IPSAL | ||
| Demand | 0.04 | 100.00 |
| Time | 0.18 | 350.00 |
| Temporary transfers | .. Confidential data, low reliability or not available | .. Confidential data, low reliability or not available |
| Non financial societies | ||
| Demand | 0.11 | 266.67 |
| Time | 1.26 | 93.85 |
| Temporary transfers | 1.51 | .. Confidential data, low reliability or not available |
| Source: Bank of Spain. | ||
| Notes: | ||
| TEDR: Narrowly defined effective rate. | ||
| IPSAL: Private non profit making institutions. | ||
| (..) Confidential data, low reliability or not available. | ||
Last update: March 27, 2024.
Methodological note
Definition of concepts
- Demand deposit
- Deposit at the disposition of depositors at any moment. It constitutes the balance of current accounts.
- Time deposit
- Deposit constituted with the commitment on the part of depositors not to use it until a certain date (expiry), and in return receive certain interests as stipulated by the parties.
- Bank deposit
- Quantity of money that a client deposits in a bank in exchange for an economic return. The modalities are: demand deposit, time deposit and savings deposit.
- Interest rate
- Percentage that a bank charges in compensation for a loan it has awarded.
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