Interest rates (TEDR). Deposits
| Value | Variation (%) | |
|---|---|---|
| Households and IPSAL | ||
| Demand | 0.15 | 275.00 |
| Time | 1.90 | 955.56 |
| Temporary transfers | 3.55 | .. Confidential data, low reliability or not available |
| Non financial societies | ||
| Demand | 0.69 | 527.27 |
| Time | 3.04 | 141.27 |
| Temporary transfers | 2.57 | 70.20 |
| Source: Bank of Spain. | ||
| Notes: | ||
| TEDR: Narrowly defined effective rate. | ||
| IPSAL: Private non profit making institutions. | ||
| (..) Confidential data, low reliability or not available. | ||
Last update: February 20, 2026.
Methodological note
Definition of concepts
- Demand deposit
- Deposit at the disposition of depositors at any moment. It constitutes the balance of current accounts.
- Time deposit
- Deposit constituted with the commitment on the part of depositors not to use it until a certain date (expiry), and in return receive certain interests as stipulated by the parties.
- Bank deposit
- Quantity of money that a client deposits in a bank in exchange for an economic return. The modalities are: demand deposit, time deposit and savings deposit.
- Interest rate
- Percentage that a bank charges in compensation for a loan it has awarded.
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